If I were to distill my prime directive for #investing; my overriding philosophy, it would be this - Never leave money lying fallow. #Thread #InvestInYou #Investment

I believe without a shadow of a doubt, that you should get to a point where you live off your returns, not capital. A point where you've invested so much, that the returns become a steady stream that takes care of your needs.

A point where you only dip into capital for major things like buying a house and then, only rarely.

I also believe you can never mis-spend money that isn't lying around in your bank account. So if you allocate money quickly, there'll be nothing to mis-spend.

Another philosophy I live by is, "Risk is commensurate to reward." The biggest pay-offs come to those who venture. Those who step out of their comfort zone to take risks and do the hard work of due diligence, negotiations and follow up.